About Us
About Us
Clean Credit Clinic is a team of experts that work together to give you a fresh new start. We send out disputes multiple times a month to get those inquires off fast.
Our Mission
Our mission is to help improve credit scores by giving individuals and families a second chance to meet their financial goals and maintain a happier life.
What We Do
- Full Analysis Of Credit Report
- Challenge All Negative Impacts on scores
- Send Disputes Via Mail and Email
- Legal Action (If Necessary)
- 24/7 Help & Support
Understanding The Process
Step 1
We start by doing a full analysis of your credit history and determine which items are negatively impacting your scores and create a plan on how to remove these and possibly even create more positive inquires.
Step 2
Then we send out disputes to the credit bureaus and creditors on those negative items to which the credit bureaus will investigate and remove if the creditor doesn’t have the required documents necessary to effect your credit. Disclaimer: your scores may fluctuate during this period.
Step 3
After that we work carefully to keep you on the right track to keep your scores up. We increase all your credit card limits to lower your usage which will increase your scores. We get our customers the opportunity of getting their 700+ scores.
What We Repair
1
Inquires
An inquiry refers to a request to look at your credit file. These inquires will impact your credit score because most creditors/lenders look at how frequently you apply for credit.
2
Late Payments
A single late or missed payment may impact your scores. Late payments generally won’t end up on your credit report for at least 30 days after you miss the payment.
3
Charge Offs
A charge-off refers to a debt that a company was unable to collect. As the borrower has been delinquent on payments, which also leads to impacting your scores.
4
Collections
When an account goes delinquent after a 6 month period or more, a collection agency buys the debt AND reports it on your credit score again. This basically causes double damage to your credit scores.
5
Repossessions
Repossessions refer to a seizure of property that usually occurs when a payment is unpaid. Lenders may repossess as soon as the account is 10 days or more passed due.
6
Liens
Liens are a legal right against any type of property to repay a debt owed. Liens give right to the lender as a collateral to ensure the borrowers payment.
7
Judgements
Judgements are debt collection lawsuits. Where the judge may award the creditor or debt collector in a judgement against you for the amount claimed in the lawsuit.
8
Foreclosures
Foreclosures are when a borrower fails to make their mortgage payments and the mortgage loan is secured by real estate collateral.
9
Bankruptcies
Bankruptcy is a legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations.
Steps To Getting Started
Collecting Data
We collect some fundamental personal details and then retrieve a credit report in a secure manner, at no cost to the individual. Please feel free to ask about it how we intake information.
Reviewing The Process
We will review the specifics of your credit report with you and pinpoint any inaccuracies or negative items that you believe are negatively impacting your credit score.
Evaluation
We will also evaluate your positive credit information and provide guidance on how to maximize your credit score by utilizing strategies such as paying bills on time and making strategic decisions about opening or closing credit accounts.
Why Choose Us?
Our refund policy is simple. You stay with us for 90-120 days and if you don’t see deletions you are eligible for a full refund!
We have 24 hour phone and text support. So feel free to contact us anytime you’d like!
We care about each and every one of our clients. Each client will be assigned a credit specialist and a manager with their personal phones to communicate with them anytime they’d like!
Our Results
Debt Relieved
Satisfied Clients
Cards Opened
Negatives Removed
Would you like to know more information?
We have a 24 hour hotline dedicated for you to find out more information about your credit.